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Calculators
 

Calculators

Our online loan, investment and savings rate calculators are designed to help you make informed, financial decisions.  We also offer personal finance calculators for calculating your home budget expenses and predicted net worth. Click on a calculator below to get started!

Auto Loan Calculators

  • Auto Loans
    Find out how much automobile you can buy based on your monthly payment, or find out your loan payment based on your purchase price!
  • Low Interest Financing Savings
    Low, promotional interest rates can save you a great deal of money when you finance your car or truck. Use this calculator to help find the best monthly payment and how much interest you could save.
  • Auto Loan Early Payoff
    Find out how much interest you can save by increasing your monthly auto loan payment.
  • Auto Rebate vs. Low Interest Financing
    Use this calculator to help you determine whether you should take advantage of low interest financing or a manufacturer rebate.
  • Lease vs. Buy
    Should you lease your next automobile or finance it? Find out with this calculator!

Investment Calculators

  • Asset Allocator
    Your age, ability to tolerate risk and several other factors are used to calculate a desirable mix of stocks, bonds and cash.
  • Investment Returns
    There is more to investing than knowing your annual rate of return. Use this calculator to help you see how inflation, taxes and your time horizon can impact your bottom line.

Savings Rates Calculators

Personal Finance Calculators

  • Basic Financial Calculator
    This works just like a pocket financial calculator. In addition to arithmetic it can also calculate present value, future value, payments or number or periods.
  • Home Budget
    Analyze your budget, see where your money goes and find out where you can improve!
  • Net Worth Calculator
    This calculator helps you determine your net worth. It also estimates how your net worth could grow (or shrink!) over the next ten years.

Mortgage Calculators

 

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Your Deposits are Insured in Full
All deposits at South Shore Savings Bank are insured in full. Each depositor is insured by Federal Deposit Insurance Corporation (FDIC) to at least $250,000. All deposits above the FDIC insurance amount are insured by Depositors Insurance Fund (DIF).

"NOTICE OF CHANGES IN TEMPORARY FDIC INSURANCE COVERAGE FOR TRANSACTION ACCOUNTS
All funds in a "noninterest-bearing transaction account" are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC's general deposit insurance rules.

The term "noninterest-bearing transaction account" includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest.  It also includes interest on Lawyers Trust Accounts (“IOLTAs”). It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts, and money-market deposit accounts.

For more information about FDIC insurance coverage of transaction accounts, visit www.fdic.gov.